Standard charges shown in the attached file do not necessarily reflect what a patient may pay. Government insurance plans such as Medicare and Medicaid do not pay the chargemaster rates but rather have their own set rates, which hospitals are obligated to accept. Commercial insurance payments are based on contract negotiations with managed care payers and may or may not reflect the standard charges. It is always best practice to contact your insurance for verification of coverage and benefits. Patients without commercial insurance or not covered by a government health care plan should contact the hospital prior to a procedure to discuss charges, alternative pricing and payment terms.